App offers lower insurance rates for safe drivers.

Rollin, a company under the insurance giant IAG, has recently launched a new app that aims to reward motorists with discounted car insurance premiums. The catch? You must be willing to have your driving monitored.

The app, called Safe n Save, uses advanced technology to track various driving behaviors and then calculates a "policy score" based on your driving safety. This score takes into consideration important factors such as braking, acceleration, speeding, cornering, and even phone usage while driving.

But what do these scores mean for your insurance premium? Well, the higher your score, the greater the discount. Achieving a score of 95 or higher makes you eligible for a 15 percent discount on your base premium. A score between 90 to 94 earns you a 10 percent discount, while a score between 85 to 89 will still get you a 5 percent discount.

It's no secret that insurance premiums can be a burden on our wallets. That's why this app has caught the attention of many drivers. By simply driving safely, you can potentially save big on your car insurance.

But how exactly does the app work? Our Money Editor, Effie Zahos, breaks it down for us in the video above. The app constantly monitors your driving and provides you with real-time feedback on areas you can improve in order to boost your score.

Some may argue that this app is intrusive and invades one's privacy. However, the company reassures that all data collected is kept confidential and only used for the purpose of calculating the policy score.

So, is this app worth it? It seems like a small price to pay for the potential savings on your insurance premium. Plus, it promotes safe driving habits, which ultimately benefits both the driver and the community. Give it a try and see how it stacks up for you.

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