A 3-bedroom home is available for £39,000 for us to own.

For many first-time buyers, finding a way to afford a home has become increasingly challenging. With rising rent prices and monthly expenses, it's difficult to save up for a deposit. This is especially true for carers, who often rely on Universal Credit and find themselves stuck in expensive rented homes that don't meet their family's needs.

Anthony and Iryna Milner faced this exact struggle when they left their teaching jobs to become full-time carers for their daughter, who was born with a rare genetic condition. With two other children to care for, they were struggling to save up for a home of their own as a Universal Credit household.

"When we returned to the UK from Vietnam in 2014, we were shocked by how unaffordable the property market had become," explains Anthony. "We had a lot of issues with our rental property and it was nearly impossible to save any money while paying expensive rent to our landlord. Eventually, we were forced to leave and with the help of friends and family, we were able to get back on our feet and start looking for a way to own our own home."

Their dream came true when they discovered that they could purchase a ten per cent share of a home through the shared ownership scheme at SO Resi Cambourne in Cambridgeshire. In July of last year, they moved into a spacious three-bedroom semi-detached house.

"After nearly ten years of struggling with the rental system, it was a dream come true to have a place to call our own at SO Resi Cambourne," says Anthony. "Leaving my career as a teacher to care for our daughter was a difficult decision, but it was the right one. Renting was always a challenge because we never truly felt like the space was ours. But now, we have a beautiful home with well-planned living spaces, all thanks to the option of purchasing a ten per cent share."

Having a home of their own has made a significant difference in their daughter's life as well. "She finally has her own room, which has given her a sense of independence," says Anthony. "It's a much more positive environment for her and she feels more relaxed."

Their plan is to save up the extra money they would have spent on rent and use it to purchase more shares of their home. "Shared ownership has truly changed our lives and we plan to stay here for a very long time," says Anthony.

The Milners purchased their ten per cent share for £39,000 at SO Resi Cambourne, just nine miles from Cambridge. While the development is currently sold out, they have plans for more homes in the near future. For anyone looking to buy a home through shared ownership, SO Resi has many other developments to choose from.

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