December 19th 2024.
As we approach Christmas Day, many of us are preparing for the festivities and all the financial transactions that come with it. From buying presents to receiving some extra cash in our stockings, this is a time when our bank balances can become a bit tight. So, if you need to make a trip to the bank to manage all the money exchanging hands, it's important to know when they will be open during the holiday season.
Due to Christmas Day and Boxing Day being designated as bank holidays, all branches will be closed on these days. This means that if you need to visit your local bank, you'll need to make sure to do so before or after these two days. But when exactly will the banks be open over Christmas? Let's take a look.
First of all, let's address the question on everyone's mind - will banks be open on Christmas Eve? The answer is yes, but most banks will close earlier than usual to allow their staff to spend time with their families. For example, Santander branches will close at 3pm instead of the usual 5pm, while HSBC branches will close at 12pm. However, online banking services will still be available for those who need it.
If you do need to make some last-minute transactions on Christmas Eve, it's best to check with your bank and local branches to confirm their specific closing times. This is especially important as it will be your last chance to take care of any banking needs before Christmas for a few days.
For those who prefer to do their banking online, you can check your bank's website for information on their Christmas opening hours. Here are some links to the opening hours of some of the UK's biggest banks: Santander, Barclays, Lloyds, HSBC, Nationwide, and Natwest.
Now, let's look at the days when banks will be closed for Christmas. As mentioned earlier, Christmas Day and Boxing Day are both bank holidays, so all branches will be closed on Wednesday, December 25 and Thursday, December 26. However, you can still use cash machines to withdraw money if needed. Online banking services will also be available, but keep in mind that payments and deposits may take longer to process during this time.
What about Boxing Day? The majority of banks will also be closed on this day, so it's important to plan your banking needs accordingly.
For those who need to visit the bank in person, most branches will be open again on Friday, December 27 and will resume their regular opening hours. However, it's worth noting that New Year's Day on Wednesday, January 1 will also be a bank holiday, so make sure to get any necessary banking done before that day.
And in case you were wondering, there will not be any banks open on Christmas Day. However, if you do need to withdraw cash, you can still use cash machines. Just keep in mind that online payments and deposits may take longer to process.
We hope this helps you plan your holiday banking needs. Happy holidays!
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